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How you use a credit card influences whether you have a good credit score or a bad credit score. Using a credit card the right way – keeping a low balance and paying your credit card on time – will build your credit score over time. On the other hand, using a credit card the [...]
There may be credit cards that you keep around for awhile, and others you want to get rid of. You can easily close a credit card account by calling customer service and asking them to close your account. Your credit card will probably end up getting closed, but it’s not the best way to cancel [...]
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